Jira vs Xepelin

Jira is a proprietary issue tracking product developed by Atlassian that allows bug tracking and agile project management.

Xepelin is a Chilean fintech that gives small and medium businesses a fully digital alternative to bank financing. Companies connect their invoices and financial data to the platform to get same-day approvals on invoice factoring, working capital credit lines, and supplier payment financing, with more than 80,000 companies reportedly using the service.

• Powerful and configurable
• Strong agile support
• Scales to enterprise
• Big ecosystem

• Fast approval compared to traditional bank loans
• No fixed monthly fees, pay only for financing used
• Backed by a large existing SME customer base in Chile
• Fully digital process with no branch visits required

• Can be complex/heavy
• Configuration overhead
• Overkill for tiny teams

• Limited to businesses operating in Chile
• Pricing and rates are not published and require an application
• Best suited to companies that already have invoicing data to connect