Xepelin

Name: Xepelin
Brand: Xepelin

Digital financing platform giving Chilean SMEs fast invoice factoring and working capital.

softwareBusiness & Commercechilefintechsme-financing

What is Xepelin?

Xepelin is a Chilean fintech that gives small and medium businesses a fully digital alternative to bank financing. Companies connect their invoices and financial data to the platform to get same-day approvals on invoice factoring, working capital credit lines, and supplier payment financing, with more than 80,000 companies reportedly using the service.

SpecificationsAI-estimated

deploymentCloud/SaaS

open source❌ No

api available❌ No

support optionsOnline support, account managers

key integrationsBusiness financial and invoicing data connections

Key Features of Xepelin

Advances cash against outstanding invoices so businesses do not have to wait for customers to pay.

Offers flexible working capital credit lines sized to a company's real cash flow needs.

Finances supplier payments so businesses can pay vendors immediately while repaying over time.

Centralizes collections and payments tracking in one dashboard for visibility into cash position.

Runs a fully digital application and approval process with decisions typically returned within 48 hours.

Requires no monthly subscription fee; businesses only pay for the financing they actually draw.

Use Cases for Xepelin

Bridging invoice payment gaps

A Chilean distributor advances cash against 60-day customer invoices instead of waiting for payment.

Funding seasonal inventory

A retailer draws a working capital line to stock up before a peak sales season.

Paying international suppliers on time

A manufacturer uses payment financing to settle supplier invoices immediately while repaying later.

Centralizing cash flow visibility

A finance team tracks collections and payments in one place instead of juggling spreadsheets and bank portals.

Pros & Cons of Xepelin

Pros

Fast approval compared to traditional bank loans
No fixed monthly fees, pay only for financing used
Backed by a large existing SME customer base in Chile
Fully digital process with no branch visits required

Cons

Limited to businesses operating in Chile
Pricing and rates are not published and require an application
Best suited to companies that already have invoicing data to connect

Frequently Asked Questions

Which country does Xepelin operate in?

Xepelin focuses on small and medium businesses operating in Chile.

Does Xepelin charge a subscription fee?

No, registration and platform use are free; businesses only pay for the financing they draw.

How fast is approval?

Xepelin states most financing decisions are returned in under 48 hours.

What financing products does Xepelin offer?

Invoice factoring, working capital credit lines, and supplier payment financing.

Pricing Overview

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Contact for Pricing

Detailed plans are not listed. Visit the official website for pricing information.

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