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Stripe vs BigCommerce

Side-by-side comparison of features, pricing, ratings, and alternatives.

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Stripe
StripeFinancial infrastructure and payment processing platform for businesses of all sizes.
BigCommerce
BigCommerceScalable e-commerce platform for online businesses
Overview
Description

Stripe is a comprehensive suite of payment APIs and financial services that enables businesses to accept online and in-person payments globally. It provides the robust tools necessary to handle credit cards, digital wallets, recurring billing, and complex marketplace payouts securely. Designed for developers and modern enterprises alike, Stripe streamlines financial operations by automating revenue management, fraud detection, and financial reporting. Its modular architecture allows companies to scale from simple checkout pages to fully customized global payment flows.

BigCommerce is a comprehensive e-commerce platform designed to help online businesses manage their stores and sales efficiently. It offers a range of features and tools to support businesses in creating and managing their online presence, including product management, order management, and payment processing.

Pricing
Paid (One-time)
Paid (Subscription)
Category
Payment Processing
E-Commerce
Best for
Startups, e-commerce stores, and global enterprises
Small to medium-sized online businesses
Specifications
deployment
Cloud/SaaS
Cloud/SaaS
open source
No
No
api available
Yes
Yes
support options
Email, Live Chat, 24/7
Email, Live Chat, 24/7 Phone Support
key integrations
Shopify, QuickBooks, Salesforce, WordPress, Xero
Facebook, Instagram, Amazon, eBay, PayPal
Pros & Cons
Pros
  • Extensive and developer-friendly documentation with robust APIs
  • Supports a massive array of global payment methods and currencies
  • Advanced built-in fraud detection tools
  • Highly scalable infrastructure for businesses of any size
  • Scalable and flexible platform for growing businesses
  • Customizable store design and layout options
  • Secure payment processing and fraud protection
  • Integrated reporting and analytics tools for data-driven decisions
Cons
  • Transaction processing fees can be high for low-volume sellers
  • Account suspensions and payout holds can happen unexpectedly for high-risk businesses
  • Customer support can be difficult to reach for complex account issues
  • Steep learning curve for new users
  • Limited customization options for advanced users
  • Additional fees for payment processing and third-party apps
Community & Metrics
Upvotes
0
0
User rating
Not enough data
Not enough data

More alternatives & similar tools

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BigCommerce
BigCommerce

Scalable e-commerce platform for online businesses

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Shopify
Shopify

Comprehensive e-commerce platform for online stores and retail point-of-sale systems

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PayPal
PayPal

Online payment system for individuals and businesses

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Square
Square

Payment processing and point-of-sale system for businesses

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Bagisto
Bagisto

Open‑source Laravel eCommerce framework for fast, customizable online stores

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PayPal
PayPal

Online payment system for individuals and businesses

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Square
Square

Payment processing and point-of-sale system for businesses

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Spree
Spree

An open-source Ruby on Rails e-commerce platform for online stores.

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The Verdict

AI-generated from listing data

BigCommerce is a full e‑commerce platform for building and managing online stores, while Stripe is a payment‑processing and financial infrastructure service; choose based on whether you need an all‑in‑one storefront or just payment capabilities.

Key differences

  • Scope: BigCommerce provides store creation, product catalog, checkout and analytics; Stripe focuses solely on payments, billing and payouts.
  • Pricing model: BigCommerce charges a subscription fee; Stripe charges transaction fees and a one‑time setup fee.
  • Customization: BigCommerce offers templates and design tools but limited deep customization; Stripe offers developer‑centric APIs for highly custom payment flows.
  • Integrations: BigCommerce natively connects to marketplaces (Amazon, eBay) and social channels; Stripe integrates with accounting and SaaS tools (QuickBooks, Salesforce).
  • Support focus: BigCommerce includes 24/7 phone support; Stripe provides 24/7 email/live‑chat but no phone.
DimensionWinner

Pricing & value

Stripe’s fees are transaction‑based and may be cheaper for low‑volume stores; BigCommerce requires a recurring subscription.

Stripe

Ease of use / learning curve

BigCommerce has a steep learning curve for new users, but provides UI tools; Stripe requires developer knowledge to implement.

BigCommerce

Features & depth

BigCommerce includes storefront, product management, multi‑channel selling and analytics; Stripe is limited to payment processing.

BigCommerce

Integrations & ecosystem

Both offer strong integrations: BigCommerce with marketplaces/social; Stripe with accounting and SaaS platforms.

Tie

Scalability

BigCommerce markets itself as scalable for growing businesses; Stripe is also highly scalable but only for payment volume.

BigCommerce

Support

BigCommerce provides 24/7 phone support; Stripe offers 24/7 email/live chat but no phone.

BigCommerce

Security & privacy

Both are cloud SaaS, non‑open source, and include secure payment processing; specific security details not provided.

Tie

Choose Stripe if…

Businesses that already have a storefront and only require robust, customizable payment processing.

Choose BigCommerce if…

Online merchants needing a complete storefront, product catalog, and built‑in analytics.

Common questions

Can I use Stripe inside a BigCommerce store?

Not specified in the provided facts; integration would depend on third‑party apps or custom development.

Which platform has lower overall cost for a small shop?

Stripe may be cheaper initially because it charges per transaction, while BigCommerce requires a recurring subscription fee.

What support channels are available if I run into issues?

BigCommerce offers email, live chat, and 24/7 phone support; Stripe offers email, live chat, and 24/7 support but no phone.