FindAlternative
Back to Home
Authorize.net

Authorize.net

Secure online payment processing for businesses

softwarePayment Processingpaymentsgatewaye‑commerce
Visit Website
Our Verdict

Best for

Established e‑commerce merchants needing reliable, PCI‑compliant gateway with fraud tools

Skip if

Businesses prioritizing cheapest transaction fees or highly custom payment forms

What is Authorize.net?

Authorize.net provides a reliable payment gateway that lets merchants accept credit cards, e‑checks, and digital wallets online and in‑person. It offers a suite of tools for fraud prevention, recurring billing, and detailed reporting, all hosted in a PCI‑compliant environment. The platform integrates with major shopping carts, accounting software, and mobile apps, giving businesses of any size a unified solution for transaction management. With a developer‑friendly API and robust support, merchants can scale their payment operations while maintaining security and compliance.

SpecificationsAI-estimated

deploymentCloud/SaaS
open source❌ No
api available✅ Yes
support optionsEmail, Phone, Live Chat
key integrationsShopify, Magento, WooCommerce, QuickBooks

Key Features of Authorize.net

Process credit cards, debit cards, and ACH transactions in real time with global coverage.
Built‑in fraud detection tools like Card Code Verification and Address Verification Service reduce chargebacks.
Automate subscription billing and schedule recurring payments with flexible interval options.
A PCI‑Level 1 certified environment ensures all transaction data is encrypted and stored securely.
Virtual terminal lets merchants manually enter payments from any web browser without additional hardware.
Mobile SDKs for iOS and Android enable in‑app payments with tokenization for secure data handling.
Comprehensive reporting dashboard provides real‑time transaction analytics and downloadable statements.
Developer API supports REST, SOAP, and SDKs in multiple languages for seamless integration.

Use Cases for Authorize.net

1

E‑commerce checkout

Integrate a payment form to accept credit cards and digital wallets on an online store.

2

Subscription services

Automate recurring billing for SaaS platforms or membership sites.

3

In‑store POS

Use the virtual terminal or mobile SDK to process card‑present transactions.

4

Mobile app payments

Accept secure payments directly within iOS or Android applications.

Pros & Cons of Authorize.net

Pros

  • Highly reliable transaction processing with 99.9% uptime.
  • Robust fraud prevention and PCI compliance tools.
  • Extensive integrations with major e‑commerce platforms.
  • Developer‑friendly API and comprehensive documentation.

Cons

  • Transaction fees can be higher than some newer fintech alternatives.
  • Setup may require technical knowledge for API integration.
  • Limited customization of the hosted payment form without additional development.

Frequently Asked Questions

What types of payments does Authorize.net support?

It supports credit and debit cards, ACH/e‑check, Apple Pay, Google Pay, and other digital wallets.

Is there a monthly fee?

Yes, there is a monthly gateway fee plus per‑transaction fees; pricing varies by volume and plan.

Can I use Authorize.net for recurring subscriptions?

Yes, the platform includes built‑in recurring billing features with customizable intervals.

Does Authorize.net provide PCI compliance assistance?

Yes, it operates in a PCI‑Level 1 certified environment and offers tools to help merchants stay compliant.

Pricing Overview

View full pricing →
Paid (Subscription)

All-in-one

$25/month

Gateway only

$25/month

Gateway + eCheck

$25/month

Reviews & Ratings0.0

Write a ReviewSee all reviews →

No reviews yet. Be the first to write one!

Top Alternatives & Similar Software

View all alternatives & similar software→
Medusa

Medusa

AI-suggested

Medusa is a flexible, API‑first commerce engine that lets developers build custom shopping experiences without vendor lock‑in. It runs on Node.js and can be self‑hosted, giving full control over performance, data, and integrations. With a modular plugin system and out‑of‑the‑box support for popular payment providers, Medusa enables rapid development of scalable, multi‑channel storefronts while keeping costs low.

Compare with Authorize.net
Stripe

Stripe

AI-suggested

Stripe is a comprehensive suite of payment APIs and financial services that enables businesses to accept online and in-person payments globally. It provides the robust tools necessary to handle credit cards, digital wallets, recurring billing, and complex marketplace payouts securely. Designed for developers and modern enterprises alike, Stripe streamlines financial operations by automating revenue management, fraud detection, and financial reporting. Its modular architecture allows companies to scale from simple checkout pages to fully customized global payment flows.

Compare with Authorize.net
Braintree

Braintree

AI-suggested

Braintree provides a unified payments solution that lets businesses accept credit cards, digital wallets, and local payment methods across web and mobile apps. It includes built‑in fraud detection, tokenization, and a vault for securely storing payment data. The service integrates with major e‑commerce platforms and offers robust APIs and SDKs for developers to build custom checkout experiences, recurring billing, and global payouts.

Compare with Authorize.net
PayPal

PayPal

AI-suggested

PayPal is an online payment system that enables individuals and businesses to send and receive payments online. It provides a secure and convenient way to make transactions, with features such as payment processing, invoicing, and account management.

Compare with Authorize.net

People also viewed

btcpayserver
btcpayserverOpen-source, self‑hosted Bitcoin payment processor for merchants
Plaid
PlaidFinancial data network connecting apps to bank accounts for payments, identity, and insights.
Yoco
YocoCard payments and business management tools for South African small businesses.
IJPay
IJPayEasy payment integration for various platforms

Best For

🚀Startups & Founders🏪Small Business Owners

Related searches

Authorize.net alternativesFree Authorize.net alternativesOpen-source Authorize.net alternativesBest Payment Processing

About the Product

Unclaimed Listing
PricingView pricing
Socials
twitter
Platforms
WebiOSAndroid
Target AudienceOnline merchants and subscription businesses

Is this your tool?

Claim this page to update details, reply to user reviews, and drive more traffic to your product.

Claim this Product →

Show you’re listed

Authorize.net on FindAlternative

Add this badge to your website. It links back to this page.

Get your badge →

Tags

paymentsgatewaye‑commercefraud‑preventionrecurringPCI

Explore Related Topics

Payments

Keep up with Authorize.net alternatives

New alternatives, pricing changes and the week's biggest movers - one email every Tuesday.

Weekly, free, unsubscribe in one click.