Copilot Money

Goodbudget

Goodbudget is a personal budgeting app built around the classic envelope system, where users allocate money into virtual envelopes for categories like groceries, rent, or savings goals instead of tracking every transaction after the fact. Budgets can be shared and synced across devices with a partner or family member so everyone sees the same running balances. The app includes spending reports, debt payoff planning tools, and savings goal tracking for larger planned expenses, with transaction importing available as a Premium feature. Goodbudget is available on iPhone, Android, and the web, giving couples and families a consistent view of their budget wherever they check it.

Empower Personal Dashboard

Empower Personal Dashboard is a free personal finance tool (formerly branded Personal Capital) that lets users link bank, credit card, investment, and retirement accounts to see a complete financial picture in one place. It tracks net worth over time, categorizes spending and cash flow automatically, and includes a retirement planner that models different savings and spending scenarios. The dashboard is offered by Empower Personal Wealth (EPW), part of the same corporate family as Empower Retirement (the 401(k) recordkeeper) but a distinct consumer-facing business; the dashboard itself is entirely free, with revenue coming from an optional paid advisory service, Empower Personal Strategy, requiring at least $100,000 in investable assets and charging tiered annual fees around 0.89% and down.

PocketGuard

PocketGuard is a personal budgeting app built around its 'In My Pocket' feature, which calculates in real time how much money a user can safely spend after accounting for upcoming bills, savings goals, and existing obligations. It connects to bank accounts to automatically detect recurring bills and income to jump-start a budget.

RiseUp

RiseUp is a Tel Aviv-based personal finance platform that connects to a household's bank and credit accounts to build a complete picture of spending, then predicts upcoming transactions and cash flow. It is regulated by Israel's Securities Authority and combines its automated analysis with access to human financial experts for coaching.

Monarch Money

Monarch Money helps users track spending, set budgets, and monitor investments in a clean, intuitive interface. It consolidates accounts to give a real‑time view of net worth and financial goals. The app also supports collaborative household budgeting, allowing multiple members to view and edit shared finances, making it ideal for couples and families who want to stay on the same financial page.

Rocket Money

Rocket Money is a personal finance app used by more than 10 million members to track spending, manage recurring subscriptions, and automate savings across linked checking, savings, credit card, and investment accounts. Its Premium tier adds human-assisted services, including canceling unwanted subscriptions on a user's behalf and negotiating lower bills with providers.