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FinanceOps

FinanceOps

Get Paid Faster. Recover What's Overdue.

softwareAccounting & FinanceAIreceivablescollections

What is FinanceOps?

FinanceOps is an AI-powered receivables recovery platform that uses agentic AI to recover failed and overdue payments. It engages customers across multiple channels (SMS, email, voice, webchat, payment portals), reconciles payments automatically, and ensures compliance before every interaction. The platform integrates with existing payment, billing, and ledger systems, offering a unified system of record with full audit trails.

SpecificationsAI-estimated

DeploymentCloud-based SaaS, integrates with existing billing/ledger systems
Pricing ModelSuccess fee of 1.5% of recovered cash after free tier (first 10,000 accounts)
Platform ModulesFirst-party collections, loan servicing, customer communication, payment infrastructure
Recovery Metrics$400M+ recovered, 65% recovery rate on eligible portfolios
Compliance StandardsISO 27001, SOC 2 Type II, HIPAA, GDPR, PCI DSS Level 1

Key Features of FinanceOps

Agentic AI that adapts communication strategy per account
FinanceOps Score for prioritization and risk assessment
Omnichannel conversations (SMS, email, Voice AI, webchat, payment portals)
Automated payment plans and invoice workflows
Real-time reconciliation with existing systems
Pre-send compliance screening and audit trail
Controlled autonomy with human escalation for edge cases
Multilingual support

Use Cases for FinanceOps

1

Banks and Credit Unions

Resolve delinquent loans and negative balances while protecting relationships.

2

Healthcare and Dental

Collect patient balances without burdening clinical staff.

3

Fintech and Payments

Recover failed payments after processor retries and reconcile.

4

Utilities and Government

Manage arrears with approved policies and complete auditability.

5

Subscription Billing

Reduce involuntary churn by recovering failed recurring payments.

How to use FinanceOps?

1

Connect your systems

Integrate FinanceOps with your existing payment, billing, and ledger systems.

2

Define policies

Set negotiation limits, communication rules, escalation paths, and compliance guardrails.

3

Launch on free tier

Upload up to 10,000 eligible accounts with no upfront cost or success fee.

4

Monitor and optimize

Track recovery performance in real-time dashboard and adjust strategies as needed.

Pros & Cons of FinanceOps

Pros

  • No upfront cost, subscription, or success fee for first 10,000 accounts
  • Performance-based pricing (1.5% of recovered cash) with no fees if no recovery
  • High recovery rates: $400M+ recovered, $1M in 21 days for a credit union
  • Compliance-first: screens every action, 0 recorded violations since 2023
  • Omnichannel customer engagement with AI-optimized timing and channel
  • Integrates with existing systems without replacement
  • Scalable across industries: banking, healthcare, fintech, utilities, government, etc.
  • Complete audit trail and controlled autonomy with human escalation

Cons

  • Pricing model may be uncertain if recovery rates are low
  • Requires integration with existing systems (though claimed to be simple)
  • Limited public information on specific integrations or customer support
  • Dependent on AI accuracy; may require initial setup and policy configuration

Frequently Asked Questions

How does FinanceOps differ from a traditional collection agency?

It operates as a first-party recovery layer under your brand, with AI-driven engagement and compliance, charging only 1.5% of recovered cash compared to typical agency fees of up to 30%.

Does FinanceOps replace my current payment processor?

No, it works alongside your existing infrastructure, taking over when payments fail and orchestrating recovery.

What compliance certifications does FinanceOps hold?

ISO 27001, SOC 2 Type II, HIPAA, GDPR, and PCI DSS Level 1.

How is the success fee calculated?

A 1.5% fee is applied only to the cash that FinanceOps successfully recovers. No recovery, no fee.

Pricing Overview

View full pricing →
Paid (One-time)

No upfront cost. No subscription. No success fee.

No upfront cost. No subscription. No success fee.

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About the Product

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Platforms
Target AudienceBanks, credit unions, healthcare providers, consumer lenders, fintech companies, utilities, government agencies, subscription businesses, and SMB finance teams.

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AIreceivablescollectionspayment recoveryfintechcompliance

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