Clip
Payment terminals and card readers that help small businesses in Mexico accept and manage payments.
What is Clip?
Clip is a Mexican fintech company that provides payment processing hardware and software for small to enterprise-level businesses. Its product line includes several card readers and point-of-sale terminals -- Clip Plus 2, Clip Ultra, Clip Total 3, and Clip Stand 2 -- that let merchants accept card payments in person, alongside an online checkout and payment-gateway option for digital sales. Beyond hardware, Clip offers Clip Cuenta for instant access to sales proceeds, business loans, QR code payments, and digital catalog and service-payment tools. The company states it is aligned with CNBV, Mexico's banking regulator, and reports over 1 million app downloads with a 4.9-star rating; transaction pricing runs from a promotional 2.99% + $1 MXN up to a standard 3.6% + IVA per transaction, with no monthly rental or maintenance fees on its devices.
SpecificationsAI-estimated
Key Features of Clip
Use Cases for Clip
In-person retail payments
Small shop owners use a Clip card reader or terminal to accept debit and credit card payments at checkout.
Mobile/on-the-go sales
Vendors at markets or pop-up events use the compact Clip Plus 2 reader connected to their phone to accept payments anywhere.
Online and remote payments
Businesses use Clip's payment gateway and shareable payment links to collect payments for online or phone orders.
Fast access to cash flow
Merchants use Clip Cuenta to get instant access to proceeds from card sales instead of waiting for standard bank settlement.
Pros & Cons of Clip
Pros
- No monthly rental or maintenance fees on hardware -- one-time device purchase.
- Multiple terminal options at different price points and feature levels (keypad, dual-screen, fingerprint auth).
- Instant access to sales funds via Clip Cuenta rather than waiting for standard settlement.
- Large existing user base with over 1 million app downloads and a 4.9-star rating claimed on-site.
Cons
- Focused specifically on the Mexican market and MXN pricing, not usable for businesses outside Mexico.
- Standard transaction fee (3.6% + IVA) is relatively high compared to some alternatives once promotional rates expire.
- Installment payment (MSI) fees climb steeply for longer terms, which can be costly for merchants offering financing.
Frequently Asked Questions
How much does Clip charge per transaction?
Clip's standard rate is 3.6% plus IVA per transaction, with promotional rates as low as 2.99% + $1 MXN advertised on current terminal offers.
Do Clip terminals have monthly fees?
No -- Clip states there is no monthly rent, maintenance fee, or inactivity charge; merchants pay once for the device.
Is Clip regulated in Mexico?
Clip states it is aligned with CNBV, Mexico's banking and securities regulator.
Can I get money from sales instantly?
Yes, Clip offers Clip Cuenta, which gives merchants instant access to proceeds from their card sales.
Pricing Overview
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