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Culqi

Culqi

Peruvian payment platform for accepting cards, Yape, and digital wallets online and in person.

What is Culqi?

Culqi is a payment processing company backed by BCP, Peru's largest bank, built to help Peruvian merchants accept payments both online and in person. Its product line covers a physical POS device (CulqiFull), an online checkout integration (CulqiOnline), and shareable payment links for merchants without a website (CulqiLink).

SpecificationsAI-estimated

deploymentCloud/SaaS
open source❌ No
api available✅ Yes
support optionsOnline support, merchant dashboard
key integrationsYape, e-commerce websites, mobile apps

Key Features of Culqi

CulqiFull provides a physical POS device that accepts cards, Yape, and other digital wallets.
CulqiOnline offers a checkout integration developers can add to websites and apps.
CulqiLink generates shareable payment links merchants can send via social media or messaging apps without a website.
CulqiPanel and CulqiApp let merchants manage transactions from desktop or mobile.
Same-day fund deposits are available for sales processed before 4 p.m.
Supports bill payment and mobile recharge services alongside standard checkout.

Use Cases for Culqi

1

Selling on Instagram without a website

A small seller generates a CulqiLink payment link to share in DMs and social posts.

2

Accepting in-store card payments

A retail shop uses the CulqiFull device to accept cards and Yape at checkout.

3

Embedding checkout in an online store

A developer integrates CulqiOnline to let customers pay by card directly on a website.

4

Managing daily transactions on the go

A merchant reviews sales and deposits through the CulqiApp mobile dashboard.

Pros & Cons of Culqi

Pros

  • Backed by Peru's largest bank, lending credibility
  • No monthly maintenance fees on transaction-based plans
  • Works for both online sellers and no-website merchants via payment links
  • Same-day deposit option for faster cash access

Cons

  • Per-transaction fees can add up for high-volume sellers
  • Primarily built for the Peruvian market
  • Minimum commission applies to small transactions

Frequently Asked Questions

Who backs Culqi?

Culqi is backed by BCP (Banco de Credito del Peru), the country's largest bank.

Can I accept payments without a website?

Yes, CulqiLink lets merchants generate payment links to share directly with customers.

What is the transaction fee?

Online and link payments carry a 3.44% plus $0.20 fee per transaction, with a S/ 3.50 minimum.

Is there a monthly fee?

No, there are no monthly maintenance fees on Culqi's transaction-based products.

Pricing Overview

View full pricing →
Freemium

CulqiFull device

From S/ 219 one-time

CulqiOnline / CulqiLink

3.44% + $0.20 per transaction

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About the Product

Unclaimed Listing
Platforms
Target AudienceSmall and medium businesses in Peru accepting card and digital wallet payments

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Tags

perupaymentsposcheckoutfintech

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