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Simplifi

Simplifi

Quicken's cloud-based app for cash flow, budgeting, and savings goal tracking

softwarePersonal Financebudgetingcash-flow-forecastingquicken
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Our Verdict

Best for

Users who want forward-looking cash flow forecasting alongside flexible, non-rigid budgeting.

Skip if

You need to share full access with more than one other person.

What is Simplifi?

Simplifi by Quicken is a cloud-based personal finance app that consolidates banking, credit card, and investment accounts to give users a clear view of spending patterns and projected cash flow. Its Projected Cash Flow tool forecasts upcoming income and expenses, while customizable spending plans and savings goals help users stay on track without the rigidity of strict budgeting categories.

SpecificationsAI-estimated

deploymentCloud/SaaS
open source❌ No
api available❌ No
key integrations14,000+ financial institutions

Key Features of Simplifi

The Projected Cash Flow tool forecasts upcoming income and expenses to show users what their balance will look like in the future.
Aggregates accounts from over 14,000 financial institutions for a consolidated view of spending and balances.
Customizable spending plans track categories flexibly rather than forcing a fixed monthly budget structure.
Bill and subscription tracking sends reminders ahead of upcoming payments.
A retirement planning calculator helps estimate long-term savings needs.
Investment accounts can be viewed alongside spending data for a fuller financial picture.
Supports sharing account access with one additional person, useful for couples managing finances together.

Use Cases for Simplifi

1

Cash flow forecasting

See a projected view of upcoming balance based on scheduled income and expenses.

2

Flexible spending plans

Track spending against a plan without being locked into rigid budget categories.

3

Savings goal tracking

Set and monitor progress toward specific savings targets.

4

Bill and subscription management

Get reminders ahead of upcoming bills and recurring charges.

Pros & Cons of Simplifi

Pros

  • Backed by Quicken's decades of personal finance software experience
  • Strong cash flow forecasting distinct from simple budgeting
  • Affordable pricing compared to some competitors
  • Broad bank connectivity across 14,000+ institutions

Cons

  • No permanent free tier
  • Sharing limited to only one additional person, less flexible than some competitors
  • Full feature depth requires exploring beyond the basic budget view

Frequently Asked Questions

Is Simplifi free?

No, Simplifi requires a paid subscription, currently around $3.99/month billed annually.

What is Projected Cash Flow?

A forecasting tool that shows expected account balances based on scheduled income and expenses.

How many financial institutions does Simplifi support?

Simplifi connects to over 14,000 banks and financial institutions.

Can I share Simplifi with someone else?

Yes, Simplifi supports sharing access with one additional person.

Pricing Overview

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Paid (Subscription)

Simplifi

3.99

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Best For

🏠Homeowners & Families

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About the Product

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Platforms
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Target AudienceIndividuals wanting cash flow forecasting and flexible spending plans

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Tags

budgetingcash-flow-forecastingquickensavings-goalsspending-plan

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