Xendit

Name: Xendit
Brand: Xendit

Payment gateway powering bank transfers, e-wallets, and cards across Southeast Asia.

softwarePayment Processingindonesiasoutheast-asiapayment-gateway

What is Xendit?

Xendit is a payment infrastructure platform for Southeast Asia, letting businesses accept and send payments through more than 100 methods including QRIS, e-wallets like OVO and GoPay, virtual accounts, and cards across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong. It targets everything from e-commerce startups to large marketplaces and insurers, with no setup or monthly fees and pay-as-you-go transaction pricing.

SpecificationsAI-estimated

deploymentCloud/SaaS

open source❌ No

api available✅ Yes

support options24/7 support, help center, dedicated account managers

key integrationsE-wallets, banks, e-commerce platforms, accounting tools

Key Features of Xendit

Accepts over 100 payment methods across seven Southeast Asian markets through a single API.

Supports QRIS so customers can pay from top Indonesian e-wallets like OVO, GoPay, DANA, and ShopeePay.

Offers virtual account payments with the option for customers to save bank details for future use.

Provides buy-now-pay-later and installment options for higher-value purchases.

Includes built-in fraud detection and 3D Secure support for card transactions.

Supports subscription and recurring billing for membership and service businesses.

Enables fast account setup, typically completed in around five minutes.

Use Cases for Xendit

E-commerce checkout in Indonesia

Online retailers integrate Xendit to accept QRIS, e-wallets, and virtual account payments at checkout.

Marketplace payouts

Marketplaces use Xendit's payout API to disburse funds to sellers and partners across Southeast Asia.

Subscription billing for SaaS

Regional SaaS and membership businesses use Xendit's recurring billing to automate monthly charges.

Pros & Cons of Xendit

Pros

No setup or monthly fees, only pay per successful transaction
Broad regional coverage across seven Southeast Asian markets from one integration
Deep local payment method support, including QRIS and regional e-wallets
24/7 customer support and strong regulatory licensing

Cons

Per-transaction fees can add up for high-volume, low-margin businesses
Card processing fees are notably higher than local bank transfer or QR fees
Full fee schedule requires visiting country-specific pricing pages rather than one global page

Frequently Asked Questions

Does Xendit charge monthly fees?

No, Xendit has no setup, monthly, or maintenance fees; you only pay a processing fee per successful transaction.

Which countries does Xendit support?

Xendit supports payments across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong.

Does Xendit support QRIS payments?

Yes, Xendit supports QRIS, allowing customers to pay via major Indonesian e-wallets and mobile banking apps.

Pricing Overview

View full pricing →

Freemium

Pay as you go

Reviews & Ratings0.0

Write a Review See all reviews →

No reviews yet. Be the first to write one!

Top Alternatives & Similar Software

View all alternatives & similar software→

Braintree

AI-suggested

Braintree provides a unified payments solution that lets businesses accept credit cards, digital wallets, and local payment methods across web and mobile apps. It includes built‑in fraud detection, tokenization, and a vault for securely storing payment data. The service integrates with major e‑commerce platforms and offers robust APIs and SDKs for developers to build custom checkout experiences, recurring billing, and global payouts.

Compare with Xendit

Stripe

AI-suggested

Stripe is a comprehensive suite of payment APIs and financial services that enables businesses to accept online and in-person payments globally. It provides the robust tools necessary to handle credit cards, digital wallets, recurring billing, and complex marketplace payouts securely. Designed for developers and modern enterprises alike, Stripe streamlines financial operations by automating revenue management, fraud detection, and financial reporting. Its modular architecture allows companies to scale from simple checkout pages to fully customized global payment flows.

Compare with Xendit

Adyen

AI-suggested

Adyen is a global payment processing platform that lets enterprises accept payments online, in-person, and through subscriptions using a single API and dashboard. It supports over 200 local payment methods and can process payouts in more than 150 currencies for businesses operating internationally. Beyond core payment acceptance, Adyen offers embedded finance products such as card issuing and business accounts, along with risk management and fraud prevention tools built on its transaction data. It holds banking licenses in multiple regions and serves large, well-known enterprise customers across retail, travel, and digital media.

Compare with Xendit