Xendit
Payment gateway powering bank transfers, e-wallets, and cards across Southeast Asia.
Alternatives
Choose Braintree if…
- you need to accept payments in more than 130 currencies
- you want tokenization to reduce PCI compliance effort
- you require a vault to store customer cards for future
- you are building native iOS or Android checkout experiences
- you prefer a single global gateway over multiple regional
Choose Stripe if…
- you need to accept dozens of currencies from a single
- you run a marketplace and must split payouts among multiple
- you require advanced machine‑learning fraud detection
- you want a unified API for billing, invoicing, and revenue
Choose Adyen if…
- you need payouts in dozens of currencies
- you want embedded card‑issuing and finance products
- you require a single API for online, in‑store, and
- you need built‑in global fraud and risk management
- you operate beyond Southeast Asia and need worldwide method
How to Decide
Xendit is a payment gateway powering bank transfers, e‑wallets, and cards across Southeast Asia, used by e‑commerce, marketplace and fintech businesses operating in the region. The alternatives split into a few clear camps: Adyen leans into global enterprise coverage with over 200 local payment methods and payouts in 150 currencies; Stripe emphasizes developer‑friendly APIs and a massive global method and currency roster with advanced machine‑learning fraud tools; Braintree is chosen for its tokenization vault, wide‑currency support and native mobile SDKs for online and mobile merchants.
When weighing Xendit against these options, focus on (1) geographic coverage – Xendit’s deep Southeast‑Asian method support versus Adyen’s global reach and Stripe/Braintree’s worldwide currency lists; (2) pricing model – Xendit’s freemium per‑transaction fees compared with Adyen’s custom enterprise pricing, Stripe’s per‑transaction rates and Braintree’s volume‑scaled transaction pricing; (3) integration depth – Xendit’s quick five‑minute API setup versus Stripe’s extensive developer‑centric APIs and UI components and Braintree’s tokenization vault and mobile SDKs; (4) fraud and risk tools – Xendit’s built‑in 3D Secure and basic fraud detection versus Stripe’s advanced ML‑based tools and Adyen’s risk management suite; and (5) support channels – Xendit’s 24/7 dedicated support contrasted with Stripe’s email/live‑chat and Braintree’s mixed support options.
All Alternatives
“Braintree offers full‑stack payment processing similar to Xendit, supporting cards and alternative methods for the region.”
“Stripe provides a comparable payment‑gateway infrastructure with extensive API support for Southeast Asian merchants.”
“Global payment platform offering the same multi‑method acceptance as Xendit, including cards and e‑wallets in SE Asia.”
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